US Take-Home Pay Calculator

â„šī¸ Tax Explanation
  • FICA Tax (7.65%): This includes 6.2% Social Security and 1.45% Medicare, applicable across all states.
  • Additional Medicare Tax: For high-income earners, an extra 0.9% applies to incomes over $200,000 (single) or $250,000 (married).
  • Federal Income Tax: Based on IRS tax brackets, which vary depending on filing status (single or married).
  • State Income Tax: Varies by state and is included based on the selected state.

Understand Your True Earnings with Our Take-Home Pay Calculator

Your salary on paper isn't always what lands in your bank account. The Take-Home Pay Calculator helps you determine your actual earnings after federal, state, and local taxes, as well as deductions like Social Security, Medicare, and retirement contributions.

Whether you're evaluating a job offer, planning a budget, or preparing for a life change, knowing your net income is essential. Our easy-to-use calculator gives you a detailed breakdown of your gross pay versus take-home pay, so you can clearly see how much money you'll actually have to spend or save.

Simply enter your gross salary, filing status, number of dependents, and any pre-tax contributions (such as 401(k), HSA, or insurance premiums). The tool automatically estimates your federal and state tax liabilities and other deductions, giving you a clear view of your net paycheck.

This calculator supports both salaried and hourly workers and includes advanced options for customizing additional withholdings, bonuses, and multiple pay frequencies (weekly, bi-weekly, monthly, etc.). It's a practical tool for anyone who wants to plan better, avoid surprises, and maximize their financial clarity.

Gain better insight into your financial situation, whether you're starting a new job, adjusting your withholdings, or just curious about your paycheck. Use our Take-Home Pay Calculator today and take the guesswork out of your income.

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